Accessibility for All Members

KaydMaal’s platform is designed to be accessible to all members, regardless of their location, technological capabilities, or literacy level.

• USSD and IVR Access: Members without smartphones or internet access can still participate in financial activities using basic mobile phones through USSD codes or IVR systems. This ensures that even those in rural or underserved areas can access financial services.
• Language Support: The platform is available in local languages, allowing members to engage with the system in their preferred language, removing barriers to understanding and participation.

Catering to Marginalized Groups

KaydMaal specifically addresses the financial needs of marginalized groups, including women and those in rural areas, who often face challenges in accessing formal financial services.

• Women-Centered Design: KaydMaal empowers women-led VSLAs by providing them with tools to efficiently manage their savings and loans, contributing to their economic independence and growth.
• Support for Non-Tech Users: The platform’s simple, user-friendly interface ensures that individuals with low technology literacy can still fully participate in their VSLA’s financial activities.

Bridging the Digital Divide

By offering tools that work on both smartphones and basic mobile phones, KaydMaal bridges the digital divide and ensures no one is left behind.

• Mobile-Friendly Solutions: KaydMaal’s mobile app provides a comprehensive solution for users with smartphones, while USSD and IVR options cater to those with basic mobile phones, ensuring widespread accessibility.